Snow Removal Insurance for Contractors
Mills Insurance Group offers snow removal insurance for contractors and snow fighters who maintain sidewalks, driveways, private residences, parking lots and commercial properties. Eligible snow removal operations include: snow removal with skid-steer, loaders, shovels, snow blowers, or similar equipment as well as snow removal using trucks and plows with auto coverage in place. Snow removal subcontractor insurance will also be considered for coverage.
Snow removal insurance is becoming more expensive, in large part due to frivolous claims that have simply become the norm. The issues for the snow removal insurance companies are complicated and are hurting the entire industry. Slip and fall claims, which are major issues in the snow removal industry, and snow removal contractors without proper procedures and fair contract obligations are compromising standards. The snow removal contractors and snow fighters are in danger of becoming uninsurable, and as a result, the Accredited Snow Contractors Association has been formed to target these issues.
The snow contractor’s insurance market is a very misunderstood one. We live in an age where people sue fast food restaurants because their coffee was too hot or their food “made” them obese. Tobacco companies are being condemned by people who happily smoked their cigarettes in the face of warnings on the package. And snow removal contractors are being sued by the careless pedestrian who ventures out during a blizzard and slips and falls in a parking lot because they rushed to get the last snow shovel and bag of salt.
Accredited Snow Contractors Association
Mills Insurance Group, in partnership with GIE Media and SNOW Magazine, has created a snow removal contractor-friendly insurance program, as well as the formation of the Accredited Snow Contractors Association. Mills Insurance analyzed data, identified snow removal contractors’ exposures, developed controls for those exposures and is now ready to implement and monitor this process going forward.
The ASCA will provide proper education to the industry on an annual basis, represent snow contractors to the insurance industry and represent the industry on the local, state and federal level. ASCA is setting aside 10 percent of all membership dues to be used in the hiring of lobbyists.
The Accredited Snow Contractors Association is a trade association founded by GIE Media, Inc., owners of Snow Magazine. ASCA members are snow and ice management businesses, suppliers of snow and ice equipment, subcontractors performing snow and ice services, and other allied to the field.
ASCA was formed with purpose of advancing the professional snow and ice management industry and promote its role in performing high-risk services for society.
We encourage snow fighters and snow and ice removal professionals to join the ASCA at www.ascaonline.org.
The Accredited Snow Contractors Association is a trade association with the purpose of advancing the professional snow and ice management industry and to promote its role in performing high-risk services to society including: